Sunday, August 23, 2020

Earnings Managment and The Matrix Format

Profit Managment and The Matrix Format Free Online Research Papers QUESTION 1 Ann: What is your comprehension of profit the executives? Tanya: Healy and Wahlen (1999), clarified that, Earnings Management happens when supervisors use judgment in money related announcing and in organizing exchanges to modify money related reports to either misdirect a few partners about the hidden monetary presentation of an organization or to impact legally binding results that rely upon announced bookkeeping numbers. Income the executives commonly includes bogus builds/diminishes of benefit and income figures through forceful bookkeeping strategies. As benefit isn't unstable because of profit the executives we can look to collections; the more accumulations an organization has, the almost certain they are to oversee income. It tends to hush up simple for the executives to discover escape clauses in the measures to empower them to control income to the ideal level. Chiefs would practice such conduct to profit themselves for instance, an individual reward plot or even to follow advertise desires. There are four primary ways chiefs can oversee profit 1) Unsuitable income acknowledgment 2) Inappropriate gatherings and assessments of liabilities 3) Excessive arrangements and liberal hold bookkeeping 4) Intentional minor penetrates of money related announcing necessities that total to a material break. For instance directors can appraise future monetary occasions, for example, picking LIFO rather than weighted normal. Eventually, income administrations mislead partners about the central financial presentation of the firm. QUESTION 2 Ann: Do you figure ready to move speculations can be utilized for income the board? Tanya: Available-available to be purchased speculations might be utilized for income the board. Right off the bat, the firm could include themselves in particular planning. Implying that they could sell the benefit when in a time of high benefit so the unrealised misfortunes will get acknowledged and benefit will just diminish a bit. The firm may likewise show an absence of exertion to decide reasonable worth, in this manner expanding ventures. At long last another point to be noted would be the danger of ill-advised representing hindrance misfortunes (Sullu, M 2006). QUESTION 3: Ann: Do you think some other things in TVC’s money related report could be utilized with the end goal of income the board? Tanya: I accept things identifying with Foreign money and held-for-exchanging speculations to be two different things which might be utilized for profit the board. Specific planning of these two things permits chiefs to control the figures on the companies’ fiscal reports by either selling in times of high benefit or visa versa. QUESTION 4: A) Ann: What are ready to move ventures detailed as? Tanya: Available-available to be purchased ventures are accounted for as their Fair Value. I discovered this from Note (1B) Investments, from the budget summaries. B) Ann: What benefit/misfortune is accounted for the year from ready to move interests in the benefit proclamation? Tanya: A benefit of $15 millions was accounted for. C) Ann: How much benefit/misfortune is accounted for the year from ready to move interests in complete salary and cost for the year? Tanya: lost $35 million was accounted for in this occurrence. D) Ann: How would you figure those figures will affect on the present and future benefits? Tanya: Profit for the present year will be $15 million extra, be that as it may on the off chance that the organization decides to sell the ready to move ventures, at that point the unrealised misfortunes will be acknowledged and benefit will decrease by $15 million. E) Ann: What was the measure of ready to move speculations a year ago at that point? Tanya: Last years figure was $45 million for ready to move speculations. QUESTION 5 Ann: Do you think the firm’s officials have occupied with profit administrations? Tanya: I accept the firm could have occupied with income the executives yet it hushes up difficult to decide from the data given. It is difficult to check when ready to move ventures were sold, and in not realizing this choose if the firm occupied with profit the board. We would likewise need to take a gander at such data as different accumulations, when income was perceived and check both arrangement and stores to check whether directors may have gotten the opportunity to oversee profit. QUESTION 6 Ann: What do you think about David’s remark that presentation ought to be founded on change in value or benefit? Or on the other hand do you figure it ought to be some other measure? Tanya: I accept that presentation ought to be founded on both value and benefit. It is critical to take a gander at the two articulations as they give clients a wide range of data. The value articulation holds the majority of the data partners would need to settle on educated choices. Anyway one can see the benefit figure is utilized to determine the end figure for changes in value, so it would assist partners with seeing how the organization thought of the last benefit figure. The more data furnished assists with the straightforwardness issue such huge numbers of organizations face. PART B QUESTION 1 Ann: (Distributes Exhibit 4) What is your comprehension of the compromise? Tanya: The compromise causes us see esteems that were excluded from the salary proclamation previously, anyway these figures have originated from changes in value. Moreover, we can see that an aggregate of $62 million was benefit from the organizations current tasks, their center item, being fabricating. Anyway after looking into it further of the compromise we can see that absolute pay perceived in value was $172 million. This figure shows that $110 million of benefit was not to do with their center item (fabricating), yet auxiliary salary, for example, remote money. Ann: Do you think it’s significant for TVC to uncover this? Tanya: Yes, I figure the firm ought to uncover such compromise. As I notice already it splits all out pay up into two segments, letting partners perceive the amount of the genuine benefit was from center tasks and the amount of the complete pay perceived in value was from optional sources. QUESTION 2 Ann: (Distributes Exhibit 6) Do the figures change utilizing the network design salary articulation contrasted with Part An inquiry 4? Tanya: A) Is still revealed at reasonable worth same as in the past. B) Has changed to lost $35 million revealed in benefit. C) Has continued as before at $35 million misfortune announced in all out pay and cost. D) Current and future benefits will both change utilizing the lattice group. Lost $35 million will be recorded for the present year, and relying upon whether the organization sells ready to move speculations the future year could likewise observe lost $35 million. E) Remains unaltered at $45 million too. In general Ann, I thought that it was simpler to discover the figures in the grid group rather that glancing through various pages to attempt to discover the figures in Part A. Anyway I think that its intriguing and surprising that question B contrasts between the two organizations. QUESTION 3 Ann: I don’t truly know anything about the lattice design, what is it about? Tanya: The lattice group joins information from the IAS 1 pay articulation and proclamation of changes in value into one explanation. It permits clients to see things when remeasurements by having three segments, 1) Items before remeasurements 2) Items after remeasurements 3) A last section being the aggregates of the past two. In the event that an organization were to report their salary proclamation in a framework group it would accommodate an increasingly precise configuration. This is on the grounds that things become increasingly straightforward. Initially in light of the fact that all data with respect to pay currently shows up on one page, this incorporates both acknowledged and hidden. Also on account of the structure of the framework position remeasurement is presently simpler to discover (Tarca, An et al 2007). Ann: Oh, alright, well who might profit most on the off chance that we changed to this methodology? Tanya: It would profit partners most, as referenced already it’s simpler to peruse and unravel among acknowledged and hidden things. Outside clients will currently have the option to be snappier and progressively precise at discovering data in the announcements (Tarca, An et al 2007). Ann: Should the framework position supplant the old framework? Tanya: no I don’t figure it ought to totally supplant the old framework, I simply figure it ought to be an enhancement for IAS 1 money related reports. QUESTION 4 Ann: gee, I understand, however I’m still not very secure with the grid group. Tanya: So you are still somewhat befuddled on the lattice position at that point? Well I realize its made the money related information easier to peruse for you however I think the issue you’re confronted with is whether it’s helping you in your essential choice of offering PB another agreement. I think the lattice position lets us see all the more plainly the chance of profit the executives. We can measure all the more intently what’s occurring with ready to move speculations and other potential things. I think the framework group has helped make things somewhat more straightforward yet not 100% in affirming what you ought to do about the PB, I think to settle on that choice we despite everything need more data. Research Papers on Earnings Managment and The Matrix FormatThe Project Managment Office SystemDefinition of Export QuotasThe Relationship Between Delinquency and Drug UseIncorporating Risk and Uncertainty Factor in CapitalPETSTEL investigation of IndiaOpen Architechture a white paperTwilight of the UAWAnalysis of Ebay Expanding into AsiaAppeasement Policy Towards the Outbreak of World War 2Research Process Part One

Friday, August 21, 2020

A Great Global Warming Swindle Essay

â€Å"A Great Global Warming Swindle† was a narrative which inferred that the expansion in the measure of environmental carbon dioxide was not the reason for the increment in temperature. It states in any case: the expanding measure of carbon dioxide is itself the consequence of the rising temperature. For the most part, the narrative declares that man-made an unnatural weather change is an untruth. Before our film appearing, I have just watched Al Gore’s â€Å"An Inconvenient Truth† twice. â€Å"A Great Global Warming Swindle† introduced a ton diverse view and it very made things somewhat confounding. I used to be a hundred and one percent sure that an Earth-wide temperature boost is to be sure for the most part brought about by the expanded measure of nursery gasses in the climate however in the wake of viewing the narrative, well it changes things since thoughts get stirred up. Furthermore, presently, I am being introduced two thoughts which are negating one another. In light of my own comprehension and information about the thought, I unequivocally accept that carbon dioxide assumes a significant job in the at present quick increment of worldwide temperature. To the extent I could recollect, since basic it has consistently been examined in my science class that nursery gasses cause a worldwide temperature alteration and that carbon dioxide is an ozone harming substance. It has been similar to that for like†¦ until the end of time? My mom let me know once that one time when she went to Baguio, snow fell. I truly don’t know whether she was coming clean yet being a youngster, I trusted her. At the point when she disclosed to me that story, I surmise I was 5 years of age. During those occasions, going out in the sun during 9 o’clock in the first part of the day is as yet protected and it won’t present to you any mischief. The sun’s beams were still â€Å"friendly†. Contrasting those occasions with right now, one would take note of that: there were lesser vehicles; power was not a â€Å"major major† ware; we have more trees and timberlands; deforestation and kaingin were not that rampant†¦ by and large, we were carrying on a basic, eco-accommodating and less imaginative sort of life. These days, our lifestyle has improved yet it had unfavorable impacts. The one that has been significantly influenced was the earth. As our method of living keeps on improving, so does the temperature. The temperature improves in the manner that it keeps expanding. As men discover routes in improving their method of living, they deliberately and accidentally pulverize nature †the expansion in worldwide temperature appears to go with it. Basing on what's going on today and on what had occurred, it appears to be extremely sensible that a dangerous atmospheric devation may truly be man-made. It is by all accounts caused extraordinarily by man’s exercises. Man has been pulverizing the Earth and a dangerous atmospheric devation is one of the pointers that it is to be sure in the skirt of obliteration. Yet, the purpose of â€Å"A Great Global Warming Swindle† is that the measure of water fume in the environment is a lot more noteworthy than the measure of carbon dioxide. What of it? † you may inquire. It makes a difference on the grounds that, actually, water fume itself is an ozone depleting substance. This by one way or another aroused my interest. Is it safe to say that i was off-base for accepting that a worldwide temperature alteration is man-made? To take care of man’s interest there are two things, among all developments and innovations, that were demonstrated to be exceptionally useful †explore and the web. In spite of the fact that examination in secondary school has denied me of one consider fundamental a person’s natural development †that is rest †I did a tad bit of it to help my backup basing on the assessments of others. Here is a rundown of what I have perused from various sources†¦ â€Å"†¦ Although the narrative was invited by a dangerous atmospheric devation cynics, it was condemned by logical associations and individual researchers (counting two of the film’s patrons). The film’s pundits contended that it had abused and created information, depended on obsolete research, utilized deceiving contentions, and distorted the situation of the Intergovernmental Panel on Climate Change†¦ †(Wikipedia. ) â€Å"†¦they totally distorted me. My perspectives were twisted by the setting in which they set them. I was deceived with regards to what it would have been about. I was told around a half year prior this was to be a program about the fact that it is so confused to comprehend what is happening. In the event that they had let me know even the title of the program, I would have totally wouldn't be on it. I am the person who has been swindled†¦ †(Professor Carl Wunsch, Pure Propaganda †The Great Global Warming. ) â€Å"†¦In different words, CO2 doesn't start the warmings, however goes about as a speaker once they are in progress. † (Professor Severinghaus, Pure Propaganda †The Great Global Warming. ) As per a few, the narrative may have wrongly introduced or misconstrued the thoughts of the researchers and the information they have accumulated. They may have spread ridiculous contentions and have created incredible turmoil, particularly to the watchers. To other people, the narrative may have been edification to what is truly occurring. In any case, at long last, it is up for us to pick which side we will accept. It doesn't make a difference on the off chance that you are the one in particular who appears to have an alternate view contrasted with others. Continuously recollect, there are no off-base opinions†¦ just those that restrict everybody else’s.

Wednesday, July 8, 2020

Godiva Gems Segmentation-Targeting-Positioning Strategies - 825 Words

Godiva Gems: Segmentation-Targeting-Positioning Strategies (Essay Sample) Content: Assignment[Student Name Here][Institutions Name Here][Professors Name Here][Date Here]Part 1: Segmentation-Targeting-Positioning StrategiesProfit making organizations are known to subdivide their products into subcategories that meet their customers needs, in essence, this creates different sub-products out of one single product to attract more clients based on their preferences. Ideally, this is segmentation and several strategies exist to meet this need. However, they all begin with identifying the specific behaviors of the consumer i.e. split the clientele based on usage, preference among other variables. For a company such a Godiva Gem, the first step is researching the targeted market (Singapore), the results of the research determine the segmentation criteria or strategy (Weinstein, 2004). From the research, a segmentation strategy is chosen based on a chosen variable, which can include behavior, geography, demography or even psychology.According to Kim Alter (2 000), a commercial company can have different groups of customers and identifying them is the first step in meeting their demands. The said organization uses its marketing efforts to target this groups to increase their customer base and thereafter their profits. After proper segmentation strategies are chosen an effective targeting mechanism is obtained to segment the target audience (Pride Ferrell, 2011). Moreover, several targeting strategies exist including; concentrated strategy which is a single segment method, differentiated strategy for multiple segments, product specialization for specific products, market specialization for specific markets and full market coverage.Positioning is a strategy employed to create the desired image in the minds of their customers. Godiva Gems could establish itself as a regular brand for the people available at all times. Constant availability creates a lasting impression of the customer who regularly purchases the product (Sengupta, 2005). Fu rthermore, the positioning strategy used should cater for the different uses or applications of the product, not a specific use only e.g. as a gift. This maximizes on the customer base while increasing the size of the clientele.Part 2: Marketing Mix StrategiesMarketing mix is usually the tactical, operational part of any marketing strategy. In this part, four components are usually considered, they are price, product, place, and promotion. Its because of these components that marketing mix strategies are called the 4Ps or sometimes 7Ps when process, people, and physical evidence are considered. Furthermore, these components are controllable to meet the desires of the company while fulfilling the needs of the customer (Kotler Armstrong, 2010). In essence, the product offered to the customers for instance chocolate can be altered in terms of the different components. When considering high-end clients who demand top shelf services and chocolate brands, Godiva Gems can increase promoti on while desensitizing the focus given to the price.Lets consider these tools/components used to provide the different marketing mix strategies, first the product. Godiva Gem was previously thought as a luxurious company having expensive products meant for the rich. However, its currently changing this image to target more people as a casual product for all occasion and not only as a gifting item. Moreover, its studies showcase its product as community or group product. Again, they are trying to change this aspect of the product to target individual consumers, making it an individual as well as an impulse treat (Lamb, Hair McDaniel, 2008).Secondly, the place, a crucial component that can either increase or decrease a companys sales. Godiva Gem should completely shift its chocolate brands as items only available in high-end stores such as high-end malls and boutiques instead, have them on all outlets be it malls or otherwise. By making the product available to the masses it demysti fies it as a luxury brand and transforms it into a product casually available to the consumer and ready for use at all times. Therefore, in their new market (Singapore) they should introduce the same place strategy, where the product is readily available in all stores.Consumers prefer brands that they can relate to in one way or another and this concept is mostly determined by the promotion strategy used by the company or brand. Companies that relate to the daily struggles or victories of their consumers tend to have more customers. The ...

Tuesday, May 19, 2020

Distance Education (online education) Free Essay Example, 1000 words

The learner has the freedom to schedule his learning and this self-paced learning is suitable for both slow and quick learners. As Shelton there can often be institutional cost savings and time savings over traditional place-based education; and there are often advantages to the instructor such as ease in updating and revision of courses† (Husain p. 42). For him, online education can make use of the existing infrastructure for course delivery and because the internet is widely available to the learners the teaching-learning process becomes easier. For Shelton however, the authors purport that campus administrators very often fail to offer 24 hours support for its distance education learners (Shelton & Saltsmanp 84). We will write a custom essay sample on Distance Education (online education) or any topic specifically for you Only $17.96 $11.86/page

Wednesday, May 6, 2020

Essay on The Play Years - 755 Words

The Play Years nbsp;nbsp;nbsp;nbsp;nbsp;Early childhood is often characterized by endless make-believe and sociodramatic play which indicates the development of mental representation. Sociodramtic play differs from simple make-believe play in that it involves play with peers. This stage of play is often referred to as the Preoperational Stage. This is the stage immediately after Piagets Sensorimotor Stage. The Preoperational Stage spans from two to about five or six years of age. At this stage, according to Piaget, children acquire skills in the area of mental imagery, and especially language. They are very self-oriented, and have an egocentric view; that is, preoperational children can use these representational skills only to†¦show more content†¦For example: Joe and Judy both receive a box of raisins each. Joe eats his from the box while Judy spreads hers out onto the table. Joe seeing that Judys raisins appear to take up more space, declares that Judy got more than I did.; nbsp;nbsp;nbsp;nbsp;nbsp;Although the skill of reasoning makes improvements during childhood, often times, children link two unrelated events together in a cause-and-effect fashion. This reasoning is called transductive reasoning and results from the lack of reversibility, or the ability to work backwards to the starting point. nbsp;nbsp;nbsp;nbsp;nbsp;Children, in their play, develop animistic thinking: assigning inanimate objects lifelike qualities. Cardinality is another important development from play. Children begin to associate the last number in a counting sequence with the quantity of items in front of them. nbsp;nbsp;nbsp;nbsp;nbsp;Vygotskys Sociocultural Theory stresses the social context of cognitive development during early childhood. Much of Vygotskys theory is based around the development of language and the social impacts that result. During early childhood, young children frequently talk aloud to themselves as they go about their activities at play and at school; (Berk 1986). Piaget referred to this speech as egocentric speech, in reference to his belief that children cannot take any perspective except that of their own. On the other hand, Vygotsky objected thisShow MoreRelatedThe Play Years805 Words   |  4 PagesThe Play Years Early childhood is often characterized by endless make-believe and sociodramatic play which indicates the development of mental representation. Sociodramtic play differs from simple make-believe play in that it involves play with peers. This stage of play is often referred to as the Preoperational Stage. This is the stage immediately after Piaget#8217;s Sensorimotor Stage. The Preoperational Stage spans from two to about five or six years of age. 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Play-time involving mother and child is equally important because it is helping build the connection betweenRead MoreThe National Collegiate Athletic Association1603 Words   |  7 Pagesto be able to choose what we want to do with our lives. Everyone has the right to the pursuit of happin ess. So why is the National Collegiate Athletic Association (NCAA) able to force high school basketball players to attend college for at least one year before they are able to enter the National Basketball Association (NBA) draft? If the athlete wants to enter the draft out of high school then should be able to do so. It is their life and they should be able to make choices based on what think isRead MoreThe Importance Of Play For Early Childhood Education Programs1699 Words   |  7 PagesGDTCS 101 PLAY AND PEDAGOGY GDTCS 101 PLAY AND PEDAGOGY GDTCS 101 PLAY AND PEDAGOGY Assessment 2 Respond to scenarios that examine?the relevance of the main discourses of play for early childhood education programs This essay introduces the definition of play, its importance in early years. It also makes us understand the different contributions made by theorists in enhancing our understanding the value of play. It also examines the implications of play on children and early childhood servicesRead MoreShould the Minimum Age for the NBA be Increased to 20?689 Words   |  3 Pagesplayer entering the draft must be at least one year removed from high school. Most players elect to spend that year, and only that year, playing at the collegiate level, creating what is known as the â€Å"one-and-done†. This is because most players decide that they do not want to risk injury playing another year or two in college, and would rather go into the NBA to receive the paycheck that entering the league promises. Since most players only spend one year in college, they come to the NBA still prettyRead MoreThe Importance of Childrens Play1653 Words   |  7 PagesThe importance of play in young children cannot be stressed enough. It has be shown numerous times through research the benefits that play can have. When you think of children playing it brings a smile to your face. The importance of play definitely plays a big role in a child’s life especially between the ages of 5 to 7. What does â€Å"play† mean? There are many different types of definitions because everyone â€Å"plays† differently. Play â€Å"engage in activity for enjoyment and recreation rather than a

Selfactualization Essay Example For Students

Selfactualization Essay Self-actualization promotes the enhancement of self. It is part of our nature that helps us to become better people, by expanding our creativity, and making our experiences much more intense. How effective it is depends on the organismic valuing function, which is the result of actualizing in human nature. Rogers studied humanistic psychology and focused on the nature of personality. He believed in congruence within a person due to self-actualization. The nature of personality was the gist of his research. He found that positive, healthy growth occurs naturally, as long as nothing obstructs its path. This growth tendency itself is considered actualization. The fully functioning person was much of a focal point for Rogers. He closely examined the needs of people, i.e. love, affection, and friendship, Within this growth, he proposed there were different types. He found there was conditional positive regard, conditional self-regard, and conditions of worth. Then, on the other hand, ther e was Abraham Maslow. He was a motivational theorist who developed a heirarchy of motives. He was only interested in people who seemed completely satisfied and adjusted in life. He found people who were so complete, with everything on their side, and then he wanted to evaluate their motivation. He found needs vary in power and immediacy. He developed a pyramid with all of the needs humans value. Bibliography:Perspectives on Personality ; Charles S. Carver 2000

Wednesday, April 22, 2020

The Homeless Working and Still Living on the Stre Essay Example For Students

The Homeless: Working and Still Living on the Stre Essay ets Exploratory Essays Research Papers The Homeless: Working and Still Living on the Stre Essayets Imagine eating Christmas dinner underneath a bridge on the cold dirt because you and your family were evicted from your home. Just trying to find a single meal is what thousands of people, who live on the street, go through each day. They have been kicked out of their houses and apartments because they cant afford rent due to their low paying jobs. We will write a custom essay on The Homeless: Working and Still Living on the Stre specifically for you for only $16.38 $13.9/page Order now Homelessness can be described as a person who lacks a fixed, adequate nighttime residence. To be considered homeless a person must have a primary nighttime residency that is a publicly operated shelter designed to provide temporary living accommodations. It is impossible to know exactly how many people are homeless in the United States. The numbers fluctuate everyday because some find homes, some lose their homes, and most of the time the homeless are in places that arent counted. The only thing that is known is that homelessness is increasing. A growing shortage of affordable housing has made climbing out of homelessness nearly impossible for someone who lives in extreme poverty (Homeless). Not being able to afford housing does not mean that the person is completely without a source of income. Almost one in five homeless persons are employed. The connection between impoverished workers and the homeless can be seen in homeless shelters, many of which house significant numbers of full-time wage earners. In a booming economy, job stability and job security have deteriorated. The share of workers in long-term jobs (those lasting at least ten years) fell sharply between 1979 and 1996, with the worst deteriorating taking place since the end of the 1980s (Homeless). Displaced workers face difficulty finding new employment. When they do find work, their new jobs pay, on average, thirteen percent less than the job they lost. Also, more than one-fourth of those who had health insurance at their old jobs dont have it at their new ones. This makes it almost impossible to stay above the poverty line when a medical illness strikes the family. In 1997, thirty percent of workers were employed in non-standard work arrangements (Homelessness). These consist of independent contracting, working for temporary help agencies, day labor and regular part-time employment. This type of work typically offers lower wages, fewer benefits and less job security. The underemployment rate stands substantially higher than the unemployment rate. Measures of underemployment reflect not only individuals who are unemployed, but also involuntary part-timers that want to work full-time. Thus, for many Americans, work provides no escape from poverty (Homeless). The difficulties of job seeking as a homeless person can be almost insurmountable barriers to employment. Obstacles to employment by the homeless people include lack of education or competitive work skills, lack of transportation, lack of day care and disabling conditions. In 1988, the U.S. Department of Labor set up the Job Training for the Homeless Demonstration Program. This program provides funds for basic skills and literacy instruction, job training, and job search activities (Homeless). Some city officials believe that the homeless choose not to work (Introduction). This is where the sympathy has been lost when people see the homeless on the streets when they are on their way to work. Ann Braden Johnson argues this point in her book Out of Bedlam: The Truth About Deinstitutionalization, the homeless people who do work tend to be eligible only for non-skilled, low-paying jobs- jobs that often do not pay enough for rent (Introduction). If homeless persons are to benefit from national employment and training programs, those programs must include specific components to meet a specific persons needs. Successful employment programs must provide access to a wide array of services, including housing. .u6ace809c866599ac9e2831eed33b8d88 , .u6ace809c866599ac9e2831eed33b8d88 .postImageUrl , .u6ace809c866599ac9e2831eed33b8d88 .centered-text-area { min-height: 80px; position: relative; } .u6ace809c866599ac9e2831eed33b8d88 , .u6ace809c866599ac9e2831eed33b8d88:hover , .u6ace809c866599ac9e2831eed33b8d88:visited , .u6ace809c866599ac9e2831eed33b8d88:active { border:0!important; } .u6ace809c866599ac9e2831eed33b8d88 .clearfix:after { content: ""; display: table; clear: both; } .u6ace809c866599ac9e2831eed33b8d88 { display: block; transition: background-color 250ms; webkit-transition: background-color 250ms; width: 100%; opacity: 1; transition: opacity 250ms; webkit-transition: opacity 250ms; background-color: #95A5A6; } .u6ace809c866599ac9e2831eed33b8d88:active , .u6ace809c866599ac9e2831eed33b8d88:hover { opacity: 1; transition: opacity 250ms; webkit-transition: opacity 250ms; background-color: #2C3E50; } .u6ace809c866599ac9e2831eed33b8d88 .centered-text-area { width: 100%; position: relative ; } .u6ace809c866599ac9e2831eed33b8d88 .ctaText { border-bottom: 0 solid #fff; color: #2980B9; font-size: 16px; font-weight: bold; margin: 0; padding: 0; text-decoration: underline; } .u6ace809c866599ac9e2831eed33b8d88 .postTitle { color: #FFFFFF; font-size: 16px; font-weight: 600; margin: 0; padding: 0; width: 100%; } .u6ace809c866599ac9e2831eed33b8d88 .ctaButton { background-color: #7F8C8D!important; color: #2980B9; border: none; border-radius: 3px; box-shadow: none; font-size: 14px; font-weight: bold; line-height: 26px; moz-border-radius: 3px; text-align: center; text-decoration: none; text-shadow: none; width: 80px; min-height: 80px; background: url(https://artscolumbia.org/wp-content/plugins/intelly-related-posts/assets/images/simple-arrow.png)no-repeat; position: absolute; right: 0; top: 0; } .u6ace809c866599ac9e2831eed33b8d88:hover .ctaButton { background-color: #34495E!important; } .u6ace809c866599ac9e2831eed33b8d88 .centered-text { display: table; height: 80px; padding-left : 18px; top: 0; } .u6ace809c866599ac9e2831eed33b8d88 .u6ace809c866599ac9e2831eed33b8d88-content { display: table-cell; margin: 0; padding: 0; padding-right: 108px; position: relative; vertical-align: middle; width: 100%; } .u6ace809c866599ac9e2831eed33b8d88:after { content: ""; display: block; clear: both; } READ: Cancer in American Essay As bad as it is for the twenty percent of homeless people, who have jobs and cant escape homelessness, climbing out of homelessness is virtually impossible for those without a job (Homelessness). Declining wages have put satisfactory housing out of reach for many blue-collared workers. In every state more than minimum wage is required to afford a one or two-bedroom apartment at Fair Market Rent (Homeless). This .